We provide independent and objective advice.
We take the time to understand each client’s comprehensive financial situation, not just their investment portfolio. This includes estate planning, tax issues, education planning, stock option planning, cash flow needs, and any other issues important to each client.
Whether developing a comprehensive financial plan or investment portfolio allocation, our advice is always customized for each client; We do not give canned product pitches. Our focus is to provide advice that finds the optimum solution to each client’s financial situation.
While our clients work hard to save for the future, we work to keep investment costs and taxes low so that more of what you save goes into your pocket.
You may engage us as a fiduciary for either flat-rate financial plans, and also when we manage your investments under our Assets Under Management services.
Key components of a CFP Professional fiduciary duty include the duty of loyalty, duty of care, and the duty to follow client instructions. These duties specifically include the duties to:
We believe that investors should know how much they are paying their advisor.
We seek to make our client agreements transparent in pricing, and seek to disclose any conflicts of interests in the services we provide.
In addition, we are passionate about helping those who seek financial advice, but may not be in a position to or willing to transfer their investments to our management. We offer flat rate financial plans to help these clients receive financial advice.
At Patel Wealth Strategies, Inc., we help business owners see the big picture, so you can make decisions that benefit your personal financial health AND your business.
We understand that as an owner, you place top priority on running your business, and personal finances can take a back seat.
Our goal is to minimize the time you spend on figuring out where everything is and how much it is worth, and instead spend that time on the high value activity of making decisions to plan for your future.
You have worked hard over your career to save for retirement. You may have accumulated a pension, a couple of 401(k) accounts, and maybe even a few IRA or Roth IRA accounts.
We are passionate about customized retirement advice, offering stand-alone financial plans.
We do not require you to have a minimum amount of money available to invest with us in order obtain a customized retirement plan.
Unclear about all of the financial choices you need to make?
How much should I contribute to my 401K? How should I invest my 401K? How do I start a college savings account? Should I refinance my mortgage? How can I start paying off my student loans? Am I taking full advantage of my benefits at work?
Stop being overwhelmed and start getting the answers you need.
A financial plan looks at all aspects of your finances. If one important building block is missing, you may have a more difficult time achieving your goals.
We help you pull your finances together, and create a financial plan that helps you find more ways to save, so you have more money to help build your nest egg for retirement.
While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.
To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. How are things now? Do you have any concerns? What do you hope to accomplish in the next few years and longer term?